Bookkeeping In The Time Of Corona

Bookkeeping In The Time Of Corona

There are few mantras in the world as dependably true as the one regarding the government’s revenue services: “Don’t mess with the IRS.” As the economy tumbles through the tumultuous throws of a worldwide pandemic, government policies and actions come and go, new loans and payouts are dolled out, but the other old adage, ‘nothing in this world is certain, except death and taxes’ remains as true as ever, meaning you’d better pay what you owe, or else.

Accurate bookkeeping has always been key to not only staying in business but staying out of jail. Just ask Al Capone, the infamous Prohibition-era gangster who was caught not for the pile of bodies he left behind, but the 22 counts of federal income tax evasion he was eventually sentenced over. Crime may pay, but some of that had better make its way into Uncle Sam’s pockets or else you are going to run into some real state-sanctioned thuggery.

As the pandemic progresses and more government programs roll out to assist in the recovery effort, good bookkeeping might make the difference between your small business dying out in the economic destruction reeked by COVID and living to see another day. To best navigate these new and uncertain waters, you need to be constantly updating your financial knowledge to ascertain what programs you can take advantage of to stay afloat.

For many of us, that is a step too far in a direction we don’t specialize in or have time to learn about. There is not a lot of time to read up on how to repair a leak when your boat is quickly filling up with water, so for these matters we can turn to some of the experts. A great bookkeeper not only keeps up with your numbers, they also keep up with every new development to make sure they stay within the strict confines of the law while helping your company thrive in the new financial environment.

For our Orange County readers, there’s only one bookkeeping service we can think of that truly rises above the rest: The Bookkeeper Specialists. Jonathon Agee and his team work tirelessly to not just understand your business on a fundamental level, but also keep at the forefront of every new law you need to conform to and program available at your disposal. Pramod P. of Los Angeles testifies to the firm’s unceasing dedication on this front:

“Jonathon has assisted my business with multiple matters.  He assisted with transitioning from QuickBooks Desktop to QuickBooks Online.  He has assisted with getting the accounting in order.  Those are normal things that a good bookkeeper should be able to do.  What separates Jonathon is that he has taken the time to be well informed on financial matters of importance to small business loans.  Since he has done his homework on the Federal and California COVID-19 related financial relief programs he is a go to resource for information on those matters in regards to how those programs work and how to best apply for them.  Of course, he can also get your books and records ready for the applications.”

To get out of this pandemic alive both physiologically and financially, we need to listen to the experts. In regard to the latter, there is no better resource than The Bookkeeper Specialists in southern California. Remember: Don’t mess with the IRS, and don’t end up like Capone. Get the bookkeeping services you need now by looking up:

The Bookkeeper Specialists

(714) 694-3876

2050 W Chapman Ave #216, Orange, CA 92868

Accidents Happen. Don’t Let Yourself Be Caught Unprepared

Accidents Happen. Don’t Let Yourself Be Caught Unprepared

Today began like any other day – wake up at 5:30, gym, shower, breakfast on the drive to the office. As I was pulling out of the parking lot of my favorite café, however, things took a frightening turn.

As I drove forward, looking both ways, I slowly took my left turn, seeing that the light at the nearby intersection hadn’t turned to let traffic coming my way go. As I hit the middle lane, however, I took one cautionary look to make sure I hadn’t missed anyone, and that’s when I saw the massive SUV that absolutely dwarfed my compact barreling down the road towards me, completely ignoring the fact that he had a red light.

Things seemed to slow, with my car inching towards a lane that inevitable death was screaming down towards, not 100 feet from impact. I jerked the wheel, and the SUV did as well, tires squealing on pavement as we passed mere inches away from one another. He honked his horn at me as I righted myself back into the lane, cold sweat dripping down my spine.

The whole drive to the office I clenched the wheel with white knuckles, the image of the impact that was so narrowly avoided playing again and again in my head. What would have happened if I hadn’t taken that last cursory glance over my shoulder?

It’s times like these that I’m really glad I know some excellent legal advisors around Poway, the town the café is in, and with this event on my mind, I began asking around to see what I could have expected if I were in a crash. They directed me to who, in their opinion, is the best in the biz in town, Villasenor Accident Law Firm.

The Poway-based firm and its name holder, Christopher Villasenor, has been helping victims of accidents and personal injuries for over 25 years and has built his brand as the best accident attorney in Poway through blood, sweat, and tears. The firm has helped hundreds of people recover revenues lost due to injury as well as receive restitution for the wounds they’ve received due to the negligence of others.

This whole experience has taught me a couple of lessons:

  1. Don’t expect other people to know or respect the laws and rules of the road. Seriously, the guy honked at me as he drove away, despite the fact that he ran a red light! What a moron.
  2. Accidents can happen at any time, and you need to do the groundwork now to be prepared for the worst if and when it happens.

In the interests of this last point, I highly recommend you seek out the best accident attorney in your area, and make sure you ask other lawyers who it is so you know which one won’t jerk you around and cost you a bunch of extra money with nothing to show for it. If you’re in the San Diego area, I definitely would recommend you seek out the services of Villasenor Law Firm.

Villasenor Law Firm

(858) 707-7771

12396 World Trade Dr, San Diego, CA 92128

A Top-Rated Company For Your Pest Problem

A Top-Rated Company For Your Pest Problem

Here at the Clute Institute, we focus on local businesses that can make a positive difference in your life, no matter the industry they operate in. Today, we’re looking into the pest control and extermination industry, something a lot of people tend to either ignore completely or look at with some level of distaste, yet is an entirely necessary aspect of what makes modern society possible.

In our ancient past, lack of pest control led to a number of rather horrific consequences – famines, plagues, structural collapses, you name a calamity, you can bet some rather poor pest control could lead to it. In that vein, there are quite a few companies that operate within the industry that have some rather shady practices, leading to the necessity of us once again getting to the bottom of which companies provide good, honest service without the bilking or fraud that is so endemic in our society.

It seems we’ve hit the jackpot with the company we’re spotlighting today – we’ve rarely seen so many glowing testimonials for a small business in our neck of the woods than what we’ve found for Grand Oaks Termite Control in Pasadena. In fact, it may be the best reviewed pest and termite exterminators we’ve found in all our years of reporting.

A quick peek at their Yelp page reveals a number of testimonials that paint a positive and heartfelt picture of the business’s owner and his employees. Carina Z. of Duarte, California, has this to say about Justin, the owner of the company, and his partner Gary:

“I am in awe of Grand Oaks Termite Control. Justin and Gary came out and inspected my home and they were punctual, polite and very knowledgeable. I was so worried about my home being infested with termites, but Justin put my mind at ease. He determined that I had an isolated infestation in one room of my home and that there was no need to be tented. He gave me a fair quote and treatment of the room literally took maybe an hour. He explained that the process would not harm my family or cat and termites and eggs will not survive after the treatment. He and Gary came out a week later for the water damage of the affected area. My husband and I are so pleased and grateful we chose this company. Gary did an impeccable job of the repairs that took about 6-7 hours and you can’t even tell I had any termites or water damage. They are both so pleasant and polite and will highly recommend them to anyone. Thanks guys for an outstanding and affordable job.”


As you scroll through the reviews, each similar in tone to Carina’s, you begin to understand that Justin and Grand Oaks are the real deal, providing excellent service at a very fair price. They go so far as to provide prompt carpentry services to fix damaged wood fixtures in your house as a part of the service, leaving your pest problem in the past in as quickly as a week or less.

If you are in the Grand Oaks area of southern California and are looking for pest or termite control, you could do much worse than getting the guys from Grand Oaks Termite Control to come out and take a look.

Grand Oaks Termite Control

(626) 538-4156

110 S Worthy Dr., Glendora, CA 91741

Don’t Burn Down the Barn…

Don’t Burn Down the Barn…

We as people have a tendency to go overboard when it comes to pest control, and this is exemplified nowhere better than in the agricultural sector. One of the top pesticides used during the corn growing cycle is a chemical called Atrazine, which has an unfortunate tendency to cause hormonal disruptions in any animals that inject it (which is why it’s so effective in the first place).

These endocrine disruptors leach into our water system, where they flow eventually into the natural waterways of our nation to flow out into the ocean. Unfortunately, this doesn’t happen before it not only interacts with a significant amount of our natural wildlife, but also our drinking water.

The effects of pesticides like Atrazine on the wildlife that it interacts with are startling and quite concerning – in the frog populations in the ponds and eddies fed by the waterways polluted with Atrazine, it is a common occurrence for male frogs to experience a large number of sexual ailments, from being born with malformed genitalia to having the hormonal profile of a female frog despite being genetically male.

All across our country, the chemical warfare we’re waging against pests are starting to backfire, not only on the environment and animals around us, but also on our own communities. Algae blooms are destroying our natural fisheries, bees are dying due to fungicides and pesticides, and our own health is quickly being shown to be negatively affected by the myriad ghastly poisons we use to try to make our corn product as profitable as possible.

The same mindset is applied to common household pests like cockroaches, ants, and termites. The second these creatures are typically discovered, the first thing most exterminators want to do is get in there and murder the lot of them with some gas made in the early 20th century for ghastly purposes outside the purview of most exterminators.

Well, I say no more to all of that dastardly, destructive hoo hah! If there’s a way to do these things naturally, then I think it’s high time we abandoned our industrial mechanized way of pest control and started taking the naturist’s way, whether that be to eat organic or using all natural termite control!

If you’re in the southern Los Angeles or northern Orange County area and you agree with me, I recommend you start using Natural Science Exterminating for your pest control needs as soon as your next scheduled inspection. The company uses a combination of a number of oils and extractions to naturally deter the critters and pests that are most likely to invade your home, and the concoctions they use to kill them once they’re in are made to harm the environment as little as possible.

Whether your house has already been infested or you’re looking to make sure it never does, don’t settle for more harmful chemicals being sprayed into your living space just to be breathed into your lungs or washed into the water supply, choose Natural Science termite extermination for ethical and conscientious pest control

Natural Science Exterminating

1-800-246-7378

11642 Knott Street #9 Garden Grove, CA 92841

Just the Facts on Divorce

Here at the Clute Institute, we stick to the facts and don’t let emotions get in the way. That rule applies to everything, including emotionally heavy subject matter like death, war, and divorce. The fact is, these things exist, and we need to have a way of analyzing them to figure out why they happen and what we can do to best avoid them in the future.

That being said, here are some facts about divorce:

  • While the divorce rate has lowered from its 1980’s high of over 5 divorces per 1,000 people to around 3 divorces per 1,000, it’s estimated that the divorce rate for all marriages is still 50%
  • For first-time marriages, 41% end in divorce. For second marriages, the statistic jumps to 60%. For third marriages, it jumps once again to 73%.
  • For first-time marriages that end in divorce, the marriage typically lasts around 8 years
  • The wife is far more likely to initiate divorce, with women initiating proceedings 75% of the time
  • Divorce rates have more than doubled for people aged 50 or older over the last twenty years

With this knowledge in hand, we know that divorce is not at all a rare occurrence, and every one of use knows at least one person who has gone threw a divorce or grew up in a household where a divorce occurred, if we did not experience this ourselves. The reasons for divorce typically come down to a lack of commitment, too much strife, infidelity, or a lack of reasonable expectations in our relationships, no doubt influenced at least in part by unrealistic portrayals of love and marriage in the media.

If you ever find yourself in a marriage whose end is clearly in sight and about to add to the divorce statistics, you need to know exactly what it is you need to do. The law, as always, is enigmatic and impenetrable to those who have not trained for years in how to interpret it, which means that finding a solid attorney is the logical first step to protect yourself and your family. A good attorney can mean the difference between being out in the cold without a shirt and living at least reasonably comfortably in your new single lifestyle.

For those of us looking for Divorce and Family Law Offices in Orange County, the Clute Institute recommends the Shuff Law Firm, a father-daughter law team that has been operating in the county for the past 45 years. That kind of experience is nothing to sneeze at, and when it comes to attorneys, experience and a mastery over the field of law being practiced go hand in hand.

Many current and former clients have provided testimonials and feedback over the years, leading to a shocking full 5 star review rating on Yelp. The firm’s attorneys are noted as being not only extremely professional and diligent, but also very caring and personally invested in their clientele. Read this review by Laura K. to get a feel for the kind of work they provide:

Read Laura K.‘s review of Shuff Law Firm on Yelp

If you’re looking for a family attorney in Santa Ana or the Orange County area in general, you can’t go wrong with a firm that has nearly 50 years of history and experience.

Shuff Law Firm

(714) 834-0175 2107 North Broadway, Santa Ana, CA 92706