Safety and security are important to us as human beings. The more things we earn in life, the more we want to protect whats ours and not lose what we’ve gained. This very mindset led us to birth an industry that is now one of the biggest in the world. Insurance. Good ol insurance that we have all come to love and hate depending on the situation and the insurance service you are using. With such a booming industry, many companies were founded all trying to be a little different by providing better insurance with more coverage at better rates. You’d think the competition would make for a buyers market right? Well since insurance is all but required to be a functioning citizen, insurance companies have an advantage. They get to compete with each other to an extent but they know the demand will never get too low. Where has this led us? Into a world where 4 or 5 big companies that all have appealing rates with less coverage seem to be the only options. 
People are getting tired of being left with only the big companies that seem to offer “free” benefits yet the premiums increase. Instead, people are willing to lose some of the benefits for cheaper coverage.
“In J.D. Power’s 2017 U.S. Insurance Shopping Study, price has become a more influential factor in brand consideration and quoting, surpassing the importance of a good past service experience. For small insurers to compete with their larger competitors, some of the lowest rates can be found with the lesser-known and smaller companies. And while these smaller companies may not be able to offer all the frills and extra benefits of the larger companies, with less overhead, they may be in position to offer lower rates.”
While this new trend has opened the door for smaller insurance companies to flourish, it has also flooded the market with options and options and more options. There are only so many benefits that a small insurance company can offer and only at so low of rates. Luckily for the consumer, this makes client agent interaction become more important. People want to be insured by someone they feel they can trust. So where do you start searching?
As much of our readership is in Southern California, we recommend starting at Chrysalis Insurance Agency. They are an established agency that is owned by a family that’s been in business long enough to make you feel comfortable. They can cover almost any of your insurance needs and make sure your plan is tailored just for you. They cover all kinds of insurance like business, auto, drone, life, and full home insurance in Newport Beach! Yes even for the multi-million dollar houses.
So start your search! Start where you want of course. If you do start at Chrysalis, you may find that your search will be pretty short.
Chrysalis Insurance Agency